2008 - Year of Change

It is difficult to argue against the matter that 2008 will be a year of change and uncertainty. For one thing, we have yet to determine who our political candidates will be, competing to serve as the next president of the United States. For another, it is uncertain how the United States will respond to the credit crisis. Lastly, it is unclear how the U.S. will respond to the slumping real estate market and the marginal returns on domestic stock indexes such as the S&P 500. Without being able to predict the future, the issues of change and uncertainty in the United States are prevalent.